BMO Harris Bank Platinum Rewards Mastercard. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. However, we do receive compensation when you click on links to products from our partners. Pros and Cons of Refinancing Your Mortgage, Questions to Ask Before Refinancing Your Mortgage, SuperMoney's Student Loan Refinance Marketplace, How To Get The Best Student Loan Refinance Rates. Refinancing Student Loans, Alternatives To Private Student Loan Forgiveness. BMO Harris Bank is part of BMO Financial Group, a North American financial organization with approximately 1,600 branches, and $542 . Learn more. Use your card for domestic travel purchases in order to take advantage of some of the cards travel perks, such as complimentary car rental insurance. However, it can still save you a significant amount if you . FTC's website on credit. So, whether youre reading an article or a review, you can trust that youre getting credible and dependable information. Bankrateexpert Garrett Yarbrough strives to make navigating credit cards and credit building smooth sailing for his readers. In addition, the BMO Harris Bank Mastercard offers a low promotional rate, ranging from 4.99 percent to 9.99 percent for the card's first six months. With this card, you get BMO's preferred interest rate of 12.99%. (including, for example, the order in which they appear). . FTC's website on credit. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear within listing categories. Earn 1% on all other purchases. APR Type Fixed APR Loan Amount $5,000 - $30,000 You want a simple card with a predictably low interest rate. A solid selection of products, dependable savings account options and a customer-favorite mobile app are just some of the features that make it one of GOBankingRates' Top Banks of 2023. How To Get a Personal Loan With Fair Credit, How to Use a Personal Loan to Build Credit. affiliation, or sponsorship, of or by SuperMoney or them of us. With BMO Credit Card Balance Protection Enhanced Insurance 1 you can expect: An easy application There's no medical exam or health questionnaire needed. Youll pay a 4 percent fee ($10 minimum) on all transferred balances. Also, do you mind stating how many inquiries you have and approximately how many new accounts, within the last 6 months to a year. Handed out $10-$15-$20k limits at fairly low APR's and did not report for about 2 years. It doesnt offer many additional perks, though. editorial policy, so you can trust that our content is honest and accurate. Were sorry, but something went wrong and we couldnt find your approval odds. How do I redeem my BMO cash back rewards? Terms apply to the offers listed on this page. Take our 3 minute quiz and match with an advisor today. Note: Annual percentage yields (APYs) shown are as of . Any opinions, analyses, reviews or recommendations expressed in this article are those of the authors alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. JOIN FOR FREE. This flexibility, combined with the cards higher-than-average rewards rate, makes the BMO Harris Cash Back easily one of the best credit cards for streaming services. SuperMoney.com is an independent, advertising-supported service. The Good. APPLY NOW. Copyright 2023 SuperMoney, LLC. BMO Harris Bank Platinum Mastercard , BMO Harris Bank Platinum Rewards Mastercard & BMO Harris Bank Cash Back Mastercard . The Active Cash card earns 2 percent cash rewards on purchases outside the BMO Harris Cash Back cards bonus categories, while the the Freedom Unlimited card offers 1.5 percent cash back on general purchases and 3 percent back on dining and drugstore purchases two everyday categories missing from the BMO Harris Cash Back card. It's secure and super easy to: Turn your debit or ATM card on and off and get real time alerts - with BMO Harris Card Monitor. Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening. What do I need to prepare before meeting with a lender? But they approved me. [Click "See More" for Advertiser Disclosure] You can support our channel by choosing your next credit card via one of the links below (in other words, we mak. CreditCards.com does not include the entire universe of available financial or credit offers.CCDC has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. Cardholders with the best credit scores are a charged a minimum APR of 15.99 percent, which is just slightly below average for a rewards credit card. While the BMO Harris Cash Back card could offer a lot of everyday value, especially if you spend heavily on streaming and TV services, other cards with more versatile cash back categories may be more lucrative overall. I kinda wish Citibank still owned them. Be prepared to answer a few questions: Is your credit in good . 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BR Tech Services, Inc. NMLS ID #1743443 | NMLS Consumer Access. For example, if you're applying for a BMO Harris personal loan or credit card, you may need a good to excellent credit score, which generally means a score of 670 or higher. What Are The Different Types of Life Insurance? However, the information is based on our unbiased opinion, and the provider did not have any input into the review. Lots of inq and new accounts. Yes youre correct about that. Youll earn unlimited 5 percent cash back on eligible streaming, cable and satellite TV services with the BMO Harris Cash Back card. Special Offer. 7500 SL, They Pulled TransUnion (749) which gave me Inquiry #27 and Many new accounts in the past 12months, approval could have been instant but its hard to tell because the app is manually reviewed automatically and when i applied over the phone i was told its take 5 to 7 Buisness days for a response and me being me today i decided to send a secure message to check the status of my app and instead of me getting a answer my account pop up..(I'll take it). Increase non-taxable income or benefits included by 25%. Youll also earn 3 percent cash back on grocery and gas purchases, along with 1 percent back on all other purchases. Regular Purchase APR 17.24% - 25.24% based on your creditworthiness. may affect your credit. Rest assured that yo BMO Harris Business Platinum Rewards Mastercard. BMO Harris Bank(SM) is a trade name used by BMO Harris Bank N.A. No Fee. The rewards card offers 35,000 bonus points worth roughly $350 after you spend $5,000 in the cards first three months. Along with small personal loans, BMO Harris offers a wide array of loan terms. BMO Harris Premier Account. 2022) Credit Score Needed: Good FICO Score (about 670 or above). Welcome offer: Get 800 AIR MILES Bonus Miles (that's enough for $80 towards purchases with AIR MILES Cash). This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card. There is no annual fee to worry about and the cards ongoing APR range is reasonable. Is Refinancing Your Student Loan Worth It? Relatively small loan amounts, but wide range of loan terms. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. Although the BMO Harris Cash Back Mastercard may be the best option for home entertainment fans, several other cards may earn more cash back overall. The information, including card rates and fees, presented in the review is accurate as of the date of the review. How to Get a Reverse Mortgage: 3 Steps to Getting an HECM. But Citi sold them off. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Bankrate follows a strict At Bankrate, we have a mission to demystify the credit cards industry regardless or where you are in your journey and make it one you can navigate with confidence. Synchrony Bank: 4.50% APY; $0 minimum deposit. Check the data at the top of this page and the banks website for the most current information. The BMO Harris Bank Cash Back Mastercard 's rental car insurance only works if you deny the coverage offered by the rental company. No PG. Unlike most low interest rate cards that advertise a wide range of potential APRs, this card offers just a narrow range of possible interest rates all of which are well below average for a low interest rate card. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Whats more, youll receive unlimited 3 percent cash back on transit as well. All account balances . Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024 Earn 8% cash back on Capital One Entertainment purchases Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Must have 2 direct deposits for more than 300.00 each to get the bonus which is awarded within 120 days of meeting the requirements. Get a free consultation from a leading tax expert, View all credit cards offered by BMO Harris Bank, Please write a review to submit your vote, Chime secured Credit Builder Visa Credit Card, Compare Business Checking Accounts Reviews. Depending on how much you spend on gas, you may earn more cash back with the SavorOne thanks to its wider variety of everyday bonus categories, despite its lower rate on streaming services. The offers that appear on this site are from companies from which CreditCards.com receives compensation. Visit the BMO Harris Bank Cash Back Mastercard website. All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. Once you reach the cards $2,500 maximum per quarter, you may be better off temporarily switching to another card. The bank has earned a rating of 1.07 out of 5 stars with 89 customer reviews on the BBB. Regular Purchase APR 18.49% - 26.49% based on your creditworthiness. TTY: Use 711 or other Relay Service. The card has a $0 annual fee. BMO has updated its app to add a credit score feature and the ability to let users lock their misplaced credit cards from making purchases. The Blue Cash Preferred card even provides a 12-month 0 percent intro APR on both purchases and balance transfers (then a 16.99 percent to 27.99 percent variable APR). . Compare real offers from multiple lenders. + Unlimited Credit Scores + Credit Monitoring Protection + Credit Improvement Tips + Automatically Finds Savings. The biggest downside to the BMO Harris Bank Premium Rewards card is its $79 annual fee. This product is 0% APR balance transfer intro rate on balance transfers. Over 70 years of history, the Diners Club Card sets the standard for premier benefits. EDITORIAL DISCLOSURE All reviews are prepared by CreditCards.com staff. You can receive a 0 percent intro APR for 12 months on balance transfers made within the first 90 days, after which a 20.24 percent to 27.24 percent variable APR applies. Click APPLY NOW to apply online or call 866-553-0847. At first glance, the BMO Harris Bank Cash Back Mastercard looks like a solid yet run-of-the-mill cash back credit card. The BMO Harris Bank Cash Back Mastercard has no annual fee. The offers that appear on this site are from companies from which CreditCards.com receives compensation. 7500 SL. Your personal information and data are protected with 256-bit encryption. At each step of the way, we fact-check ourselves to prioritize accuracy so we can continue to be here for your every next. Td Bank is very inquiry and new account sensitive. On the bright side, the BMO Harris Cash Back doesnt limit its eligible streaming services to a specific list like the Blue Cash Preferred card does. Check out Mastercards Priceless Cities program before you plan your next vacation. Responses to comments in the discussion section below are not provided, reviewed, approved, endorsed or commissioned by our financial partners. In addition, BMO Harris offers a 15 percent points bonus every year, which can give you a significant boost if youre a heavy enough spender. Home equity line of credit (HELOC) calculator. Capital One Platinum Credit Card. Since this is a cash back card, you wont have to worry about calculating point values or weighing the value of different redemption options. Best Credit Card Promotions. I ussed to be a Diners Club cardholder many many years ago.
When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. Few cards reward your cable or satellite TV bill payments, and this credit card offers perhaps the most comprehensive TV and streaming service category available. sponsored products and services, or your clicking on links posted on this website. strongly not recommended editorial integrity, Many lenders . Bank on the go from your iPhone anywhere, anytime with the BMO Digital Banking App. Can You Build Credit With a Prepaid Credit Card? By clicking "See my odds" you agree to our Terms of Use (including our Prequalification Terms) and Privacy Policy. TD Bank is hard to get an approval with. You have money questions. Plus, your rewards arent limited to a specific list of streaming, cable and satellite TV subscriptions. How To Invoice International Clients Without Losing Money In Fees, Checking and Savings Accounts: How To Make Them Work Together, Compare Accounts Receivable Financing Reviews, 8 Creative Business Loan Types You Should Know About. What Are Different Types of Credit Cards? Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. Many factors affect your FICO Scores and the interest rates you may receive. What are index funds and how do they work? purchase APR
It is not our partners responsibility to ensure all posts or questions are answered. The BMO Rewards Business Mastercard has a lower purchase interest rate of 14.99%, and the BMO Preferred Rate Mastercard has 12.99% interest for everything. Check the data at the top of this page and the bank's website for the most current information. up to 21.99%. It will then take another 30-60 days to get the line of credit in place. I think discover card owns the international part of the payment system now. It also charges a hefty $79 annual fee after the cards first year. Lots of inq and new accounts. The BMO Harris Bank Premium Rewards cards rewards program is clearly set up for semiregular travelers looking to cash in on frequent travel. First three months is clearly set up for semiregular travelers looking to cash in on frequent.. In which they appear ) below are not provided, reviewed,,! 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